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Start-Up Funding
Personal Credit with a 680 or better credit score, on-time payments, and at least 1 decent-sized credit card – you can qualify for $15,000 to $150,000 at 0% for up to 18 months.
With verifiable personal income (W-2 if employed, last 2 years taxes) and manageable personal debt, you can qualify for up to $100,0000
If you have business bank statements, deposits of $15,000 per month over the last 90 days, and 2 years of profitable business/personal tax returns, there are multiple funding options up to $1,000,000.
Possible Funding Options Include
Business Credit Card Stacking: Secure multiple 0% accounts to launch your business. Cash Accessibility @ 0% Revolving Credit Lines/cards
Amount: Up to $150K. Time Frame: 2 – 3 Weeks, Rate 0% up to 20 months
Start-up Funding Personal Loans: Obtain a 5-year loan that can be used to pay down personal credit card balances, raise your score & qualify for 0% funds
Amount: Up to $250K Time Frame: 3–10 Days Rate: From 5.99%+
If You Have An Established Business
Industry Types
We lend to more than 100 different approved industry types. Click here to see the full list.
Credit
You don’t need perfect credit to apply for financing. We can work with applicants who have an Equifax credit score of 551 or higher.
Time in Business
Applicant must own the business. The business must be open and operating in a storefront under the same ownership for at least one month (30 days)
Annual Sales
Your business must generate a minimum of $17,000 per month in sales ($200k annually) from both credit card and cash or can be estimated based on previous month(s) business monthly revenue. Sales generated before moving onto premises should be used, if applicable.
Possible Funding Options Include:
Business Revolving Line of Credit
Business Revolving Line of Credit
Business Revolving Line of Credit
Your business is always evolving. Wouldn’t it be great to have a financial product flexible enough to evolve with it? Now you do! Our new Revolving Line of Credit provides loan approvals for up to $1 million, a fixed loan term of up to 36 months, and a fixed weekly payment – plus the flexibility of unlimited draws and partial principal pay downs for up to a year!
Interest-only Flexible Pay Loan
Business Revolving Line of Credit
Business Revolving Line of Credit
We believe growing your business shouldn’t mean sacrificing your cash flow, and with our new Interest-Only Flex Pay Loan, it doesn’t. It now allows you to quickly access from $50,000 to $750,000 without collateral and low, interest-only payments for up to 1 year. It also comes with an optional Line of Credit with unlimited draws for up to a year!
Unsecured Lines of Credit
Unsecured Lines of Credit
Unsecured Lines of Credit
With this Line of Credit, you’ll be prepared when opportunity knocks, business conditions change, or unexpected expenses pop up. Our Line of Credit gives you 24-hour access to 5 separate loan drafts over a 6-month period. You can draw funds as needed and only pay for what you take!
Flex Pay Loans
Unsecured Lines of Credit
Unsecured Lines of Credit
Many merchants simply don’t dream big because they believe they can’t afford to borrow the funds needed to make those dreams real. Our Flex Pay loan solves that problem! Flex Pay allows you to defer up to 50% of your loan principal into the future, resulting in the lowest payments now!
Joan Bennett, Consultant
Small Business Funding Solutions
Call or Text: (702) 219-9582
Email Me at: Joan@JBennettConsultants.com
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